Menu +1 (512) 982-9328

No full coverage

I do not have full coverage on my own car. Who is going to pay for my property damage?

Unfortunately, car crash victims who do not have full coverage (Collision Coverage), have few options with regard to who will pay for their property damage. Because your auto insurance company is not required to pay for your property damage if you do not have full coverage (under most circumstances), you must rely on the careless driver’s liability insurance company to pay for the damage and put you into a rental car. Because the careless driver’s liability insurance company has the opportunity to investigate the case, and does not have a contract with you, you must often wait until an investigation has been completed before the property damage claim will be processed and before you will be provided a rental car.