Who, What, and How We Represent Matters.
Values-driven personal injury lawyers in Austin, Texas here to listen, educate, and help in any way we can.
Contact Us
Internal 2026 360

How Much Is a Permanent Disability Lawsuit Worth in Texas?

How Much Is a Permanent Injury or Disability Worth in Texas?

In Texas, a lawsuit involving a catastrophic injury that results in permanent disability can lead to a jury verdict ranging from $100,000 to multiple millions of dollars, depending on the circumstances.

The value of a permanent disability case depends on factors such as injury severity, lifetime medical costs, lost earning potential, and how significantly the injury impacts daily life.

If your disability was caused by a serious crash, speaking with an experienced Austin personal injury attorney can help you understand what your case may actually be worth.

Severe injuries generally result in higher settlements because they involve decades of financial losses, long-term care needs, and permanent life changes.

What Is the Average Settlement for a Permanent Disability in Texas?

It’s difficult to assign an “average” settlement value for a permanent disability case, as values can vary significantly from person to person. Some settlements and verdicts are in the $50,000 to $100,000 range, while others exceed $1 million

Factors that can affect settlement value include:

  • Extent or severity of the injury
  • Degree of disability
  • The victim’s age and overall health
  • Effects on the victim’s daily life and independence
  • How much the victim made before vs. after the accident
  • The number of defendants or liable parties
  • The insurance coverage available
  • Comparative negligence

In general, injury cases that involve permanent disabilities lead to higher settlements because the victim will experience a lifetime of related costs and losses. A settlement or jury verdict will take into account decades of medical care, lost wages, out-of-pocket costs, loss of consortium, and pain and suffering in connection with a long-term injury.

Severity LevelTypical Settlement Range
Mild permanent impairment$50,000 – $150,000
Moderate long-term disability$150,000 – $500,000
Severe disability (major impairment)$500,000 – $1 million
Catastrophic disability (paralysis, TBI, amputation)$1 million – Several million

Disclaimer:

Every personal injury case is unique. The settlement ranges and examples discussed above are for general informational purposes only and do not guarantee any specific outcome. The value of a permanent disability claim depends on the specific facts, evidence, liability issues, and damages involved. Past results and estimated ranges should not be interpreted as a promise or prediction of future results.

Types of Financial Compensation Available for Permanent Injuries in Texas

State law in Texas allows for the recovery of financial compensation for economic and noneconomic damages. In an effort to become whole again, an accident victim with a permanent injury could pursue damages for various types of losses from the defendant.

Medical Bills

The past, present and future health care costs associated with a long-term injury, which may include surgeries, hospital stays, doctor’s appointments, specialists, medical tests and x-rays, various treatments, medical devices, physical therapy, rehabilitation, live-in care, and prescription medications.

Disability

Costs and losses associated with a permanent disability, such as necessary home or vehicle modifications, mobility assistive devices, prosthetics, nursing aids, lost enjoyment of life, wages lost from the inability to return to work in the same capacity as before the accident, and vocational training for a new position.

Pain and Suffering

The invisible or intangible effects that the permanent injury has had on the victim’s life, which may include physical pain and suffering, emotional distress, mental anguish, anxiety, depression, post-traumatic stress disorder, loss of consortium, lost quality of life, scarring or disfigurement, or loss of mental well-being.

Punitive Damages

In rare cases, punitive damages are awarded in addition to compensatory damages to punish defendants for their conduct. This is a possibility in cases where a defendant’s “fraud, malice or gross negligence” is the cause of a victim’s permanent injury. Negligence refers to the failure to act with proper care; gross negligence is a reckless disregard for the safety of others.

How Are Permanent Disability Settlements Calculated?

During a permanent disability lawsuit in Texas, a jury will decide how much to award a plaintiff in damages based on the facts and evidence presented. The two types of compensatory damages, economic and non-economic, are calculated differently.

Economic damages represent the monetary losses suffered by the victim due to the accident and permanent disability. These calculations rely on specific numbers found in medical bills and other documentation, such as projected future care costs as demonstrated in a Life Care Plan.

Non-economic damages are the intangible losses caused by a catastrophic injury, also known as pain and suffering. These damages can be awarded at a jury’s discretion. Compelling evidence and storytelling by the plaintiff’s attorney can lead to higher non-economic damage awards.

In some cases, a judge may also award punitive damages. This is a rare type of award that is designed to punish a defendant for gross negligence and discourage future acts of wrongdoing. Punitive damages are more common in cases where a defendant’s actions have resulted in permanent injuries, disabilities or deaths.

Texas Damage Caps

Texas has caps, or limits, on the amount of financial compensation a person can receive for damages in a lawsuit. In a medical malpractice claim, the noneconomic damages are capped at $250,000 per defendant, with a $500,000 total cap for multiple healthcare providers.

There is also a cap on punitive damages. All punitive damage awards granted in Texas are limited to a maximum of $200,000 or twice the amount of economic damages awarded, plus an amount equal to noneconomic damages (up to $750,000) – whichever is higher.

How to Prove the Value of a Permanent Disability Case

If you want to achieve the best possible results for your permanent disability case in Texas, the right way forward is to hire an experienced personal injury attorney to represent you. A lawyer will have the resources and ability to prove the extent of your injuries, demonstrate how a permanent disability will affect your daily life and career, and seek maximum financial compensation for your losses.

At FVF Law Firm – Injury & Wrongful Death Lawyers, our personal injury attorneys use the full extent of our resources, attention and dedication to pursue the financial justice that makes our clients whole again.

Our Texas personal injury lawyers have over 100 years of combined experience and have collected millions of dollars in compensation for accident victims. Contact us today to speak with one of our permanent disability attorneys at no cost or pressure about your case.

Latest Articles
Life Care Plans in Personal Injury Claims

Justice in a personal injury claim is not just about short-term medical bills—it’s about ensuring an injured person can afford the care, support, and resources they will need for the rest of their life. In…

Complete vs. Incomplete Spinal Cord Injuries

One of the most catastrophic injuries a person can suffer in an accident in Texas is a spinal cord injury (SCI). Damage to the spinal cord can permanently alter mobility, sensation, and overall quality of…

Can Airbag Burns Lead to Permanent Scarring Lawsuits?

Airbags are one of the most important vehicle safety features, but they are not risk-free. In some crashes, airbag deployment can cause serious burn injuries, including burns that result in permanent scarring or disfigurement to…

How Much Is a Permanent Disability Lawsuit Worth in Texas?

In Texas, a lawsuit involving a catastrophic injury that results in permanent disability can lead to a jury verdict ranging from $100,000 to multiple millions of dollars, depending on the circumstances. The value of a…

Fourth-Degree Burns and When They Require Amputation

Burns can cause serious damage to the skin and layers of underlying tissues, muscles and even bones. A fourth-degree burn – the most severe type – may cause enough physical destruction to require a medically…

Expert Witnesses Needed in Catastrophic Injury Cases

If you suffer a catastrophic or life-altering injury in Texas, proving liability and full damages requires more than basic evidence. As the plaintiff, you carry the burden of proof. In complex cases involving paralysis, traumatic…

Analyzing Icy Road Crashes in Texas

Over the last decade, Texas has recorded more than 34,000 crashes during winter road conditions, including periods when roads were icy, snowy, or slushy. Those years include the historic February 2021 winter storm, referred to…

What Is the Average Settlement for a Spinal Cord Injury in Texas?

Spinal cord injury settlements in Texas can vary widely from case to case. For this reason, it is critical not to base the estimated value of your case on any “average” amount. Spine and back…

Loss of Consortium Claims in Catastrophic Injury Cases  

In Texas, negligence and misconduct have consequences. Someone who gets injured by another person has the right to seek justice in the form of financial compensation for their related losses. This may include loss of…

Life Care Plans in Personal Injury Claims

Justice in a personal injury claim is not just about short-term medical bills—it’s about ensuring an injured person can afford the care, support, and resources they will need for the rest of their life. In…

Complete vs. Incomplete Spinal Cord Injuries

One of the most catastrophic injuries a person can suffer in an accident in Texas is a spinal cord injury (SCI). Damage to the spinal cord can permanently alter mobility, sensation, and overall quality of…

Can Airbag Burns Lead to Permanent Scarring Lawsuits?

Airbags are one of the most important vehicle safety features, but they are not risk-free. In some crashes, airbag deployment can cause serious burn injuries, including burns that result in permanent scarring or disfigurement to…

How Much Is a Permanent Disability Lawsuit Worth in Texas?

In Texas, a lawsuit involving a catastrophic injury that results in permanent disability can lead to a jury verdict ranging from $100,000 to multiple millions of dollars, depending on the circumstances. The value of a…

Fourth-Degree Burns and When They Require Amputation

Burns can cause serious damage to the skin and layers of underlying tissues, muscles and even bones. A fourth-degree burn – the most severe type – may cause enough physical destruction to require a medically…

Expert Witnesses Needed in Catastrophic Injury Cases

If you suffer a catastrophic or life-altering injury in Texas, proving liability and full damages requires more than basic evidence. As the plaintiff, you carry the burden of proof. In complex cases involving paralysis, traumatic…